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How to Combine Points

Updated: Feb 12

Several major banks make it possible to combine points across multiple cardholder accounts. This is a huge benefit to get the most out of your points! For example, Chase allows you to combine points from no-annual-fee "cash back" cards like the Chase Freedom Flex and Chase Ink Cash with transferrable points cards like the Chase Sapphire Preferred. By doing this, you can take advantage of huge welcome offers - like the 75,000 points for the Chase Ink Cash - without paying an additional annual fee!

AMEX Membership Rewards

Capital One Venture Miles

Chase Ultimate Rewards

Citi ThankYou Points


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